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  • Best Life-and-Accident-and-Health-or-Sickness-Producer-Combo exam practice material
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  • Total Questions: 265
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Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. Medical expense insurance typically EXCLUDES coverage for:

A) Hospital laboratory tests
B) Hospital care extending past 30 days
C) Maternity care benefits
D) Expenses incurred for primarily cosmetic surgery


2. At the request of a small group medical plan policyholder, the insurer must disclose all of the following EXCEPT:

A) All available benefits
B) The renewability provisions
C) The insurer's right to increase premium rates
D) The insurer's expenses


3. The purpose of regulation of insurance advertising is to do all of the following EXCEPT:

A) Prevent unfair competition among insurers
B) Present an accurate description of insurance to the public
C) Establish minimum standards of conduct
D) Maintain a low profile for insurance products


4. The phrase, "this policy pays $1,800 for hospital room and board expenses," should include the:

A) Maximum daily benefit and the minimum time limit for hospital room and board expenses
B) Maximum daily benefit and the maximum time limit for hospital room and board expenses
C) Minimum daily benefit and the maximum time limit for hospital room and board expenses
D) Minimum daily benefit and the minimum time limit for hospital room and board expenses


5. An insurance producer who conducts business under an assumed or fictitious name must:

A) Post a $10,000 bond
B) Apply for an additional appointment
C) File the name with the Insurance Administration
D) Apply for an additional license


Solutions:

Question # 1
Answer: D
Question # 2
Answer: D
Question # 3
Answer: D
Question # 4
Answer: B
Question # 5
Answer: C

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