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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. In a term life insurance policy, premiums may be increased at the renewal of the policy. Prior to renewal, the premiums would be considered

A) adjustable.
B) variable.
C) convertible.
D) level.

2. Any person entitled to reimbursement for expenses of health care services and procedures under an Accident and Health Insurance Policy issued by an insurer is

A) a Preferred Provider Organization.
B) a practitioner.
C) an insured.
D) an insurer.

3. What is the main reason a Medicare supplement policy is purchased?

A) to cover dental services
B) to cover prescription drugs filled at the pharmacy
C) to fill the gaps not covered by Medicare Parts A and B
D) to cover long-term care services

4. A license is NOT required when you are

A) soliciting insurance.
B) selling insurance.
C) providing referrals.
D) negotiating insurance.

5. Accidental death covers death from

A) self-inflicted wounds.
B) infections.
C) terminal illness.
D) drowning.

Solutions: